EMV Credit Card Processing

Is your business EMV ready? Get your FREE EMV- chip card terminal today!

We will match or beat your current rates. On average we save our merchants 12% or more on their credit card processing fees. We are already sending out the new EMV or "chip card" ready terminals to our current and new merchants! Don't wait until the last minute, get your FREE terminal now.
Want to know more about the transition to EMV credit cards? Read Our EMV Guide for more details and advice!

What are EMV- chip cards?

  • EMV stands for Europay, MasterCard and Visa, and is also known as “chip cards” or “smart cards”
  • EMV cards have been used since 1994 in Europe and around the world and are more secure than the magnetic swipe cards we use currently in the U.S.
  • The new EMV cards have a micro chip that when the card is inserted and pin entered, generates a unique sales code. Both the pin and unique, one time use code add to the security of using the new cards.
  • Both Visa and Mastercard have set a deadline for making the change to EMV credit card processing for October 2015.
  • 2015 is the deadline for transitioning to EMV

    The liablility will shift to merchants for counterfeit fraud card-present POS transactions-if the merchant does not have an EMV-enabled POS devices.

    What does this mean for my business?

    Businesses will then be responsible for fraud losses that occur as a result of a cardholder having to pay using a magnetic strip instead of a smart card due to a business not having a smartcard-capable device. To avoid this businesses will need to get EMV ready point of sale equipment. Don't wait and pay a large amount of money when you can get an EMV terminal now!

    Will I still be able to accept traditional credit and debit cards?

    Yes, credit card terminals will still have a magnetic stripe swipe reader and you can continue to accept payment cards that are not chip-enabled. Chip cards will also have a magnetic stripe during the U.S. migration to EMV, to ensure that customers can continue to pay until all merchants have been given the time to upgrade their equipment.